You bring the deal. We bring the loan.

Short and long-term loans structured by people who understand investor deals – not just rates. We help you structure deals that close — get started today.

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Not just a lender.
Your advisor on every deal.

Most lenders quote a rate. We help you understand the deal, structure the financing, and choose the right path before you commit.

Deal Structuring

We look at the deal first.

We underwrite the numbers with you—purchase, rehab, exit—before talking about loan options.

Your Unique Plan

You get options, not a single quote.

DSCR, bridge, construction – we map the best structure based on your strategy.

Execution to Close

Speed and clarity win deals.

Clear underwriting, fast timeline, and no surprises at close help you move on to the next deal with ease.

Investor Loan Solutions

Built for rentals, flips, and ground-up projects.

DSCR Rental

  • Up to 80% LTV

  • 1-10 Units

  • No Seasoning Options Available

  • No Origination Options Available

Buy or refinance rentals, qualified on cash flow — not your tax returns.

Rehab

  • Up to 95% LTC

  • 1-10 Units

  • Rural Properties Allowed

  • No Experience Required

Fund the purchase and renovation in one loan, built for value-add projects.

Bridge

  • Up to 85% LTV

  • 1-10 Units

  • Interest Only

  • Close Quick

Fast, interest-only financing to move on acquisitions or stabilization periods.

New Build

  • Up to 90% LTC

  • 1-10 Units

  • Interest Reserve Options Available

  • No Experience Requirerd

Financing structured around your draw schedule, from spec homes to build-to-rent.

DSCR STR

  • Up to 75% LTV

  • 1-4 Units

  • Qualify with AirDNA Data

  • Rural Options Available

Qualify using projected rental income — even with no rental history yet.

Commercial DSCR

  • Up to 80% LTV

  • 5+ Units, Mixed-Use & Small Commercial
  • 30yr Amortization
  • Purchase, Refinance, or Cash Out

Financing for apartment buildings, mixed-use, and small commercial — qualify on property income, not tax returns.

Real deals. Real outcomes.

A few examples of how deals actually get structured, and the investors behind them.

Not just a lender.
Your advisor on every deal.

Most lenders quote a rate. We help you understand the deal, structure the financing, and choose the right path before you commit.

Deal Structuring

We look at the deal first.

We underwrite the numbers with you—purchase, rehab, exit—before talking about loan options.

Your Unique Plan

You get options, not a single quote.

DSCR, bridge, construction – we map the best structure based on your strategy.

Execution to Close

Speed and clarity win deals.

Clear underwriting, fast timeline, and no surprises at close help you move on to the next deal with ease.

FAQ’s

Everything you need to understand your options, structure your deal, and move forward with confidence.

We help investors with DSCR rental loans, fix & flip/bridge loans, and ground-up construction financing.

Focus DSCR is for non-owner occupied investment properties only. These are business purpose loans that close within an LLC.

Baseline minimums vary by program. DSCR programs start at 620, while STR and hard money options are generally 660+. Stronger credit can improve pricing and leverage.

Timelines depend on the deal, but experienced investors with clean files can move quickly. Speed is driven by appraisal, title, insurance, and how well the deal is structured upfront.

Unclear scope of work, weak documentation, title issues, unrealistic ARV/rent assumptions, low credit, limited liquidity, or a mismatch between loan structure and exit strategy.

DSCR is usually best for stabilized rental properties. Hard money is usually better for value-add, flips, construction, or deals that need speed before long-term financing.

Yes! That’s the point. We help investors think through structure, leverage, timelines, and exit strategy before forcing a loan path.

Don’t let financing slow down your deal.

Whether you’re buying, refinancing, or building, we’ll help you structure it the right way from the start.