We built Clearfund because lending should feel like a partnership — not a transaction.

Most lenders start with a rate sheet. We start with your deal, your goals, and your timeline. Then we build the financing around it.

There’s a trust recession in lending. We’re here to fix it.

After working across two brokerages and a direct lender in the non-QM space, our founder (Cayden) saw the same problem repeated at every stop: lenders treating investors like loan applications instead of clients. Inconsistent execution, limited product access, and almost no emphasis on the relationship.

Clearfund was built as a direct response to that. Not just a better broker — a different kind of lending partner. One that leads with advice, operates with transparency, and takes the time to understand what you’re actually trying to accomplish before suggesting a single loan product.

We believe the best financing decisions come from understanding the deal first — the purchase, the exit, the timeline, the long-term portfolio impact — and structuring the debt around that. Not the other way around.

Not just access. Actual expertise.

Most brokers give you a rate and a lender. We give you a strategy, a structure, and a partner who sees the deal the same way you do.

Advisory First

We underwrite the deal before we talk about the loan. Structure, leverage, exit strategy, and refinance plan — all considered before you commit to anything.

Multiple Lenders, One Relationship

We work with a carefully selected network of wholesale lenders across DSCR, bridge, hard money, and construction — giving you access to more programs and better execution than shopping one lender alone.

Direct Funding Capability

On select deals, we can close in Clearfund’s name — giving you the speed and simplicity of a direct lender with the product flexibility of a broker.

Transparency at Every Step

No surprises at close. Clear terms, honest timelines, and straight answers — even when the answer isn’t what you were hoping for.

The people you’ll actually work with.

No call centers, no handoffs. When you work with Clearfund, you work directly with an advisor who knows your deal from start to close.

Cayden Wilson

Founder & Principal

Cayden founded Clearfund after working across two brokerages and a direct lender in the non-QM space — and growing frustrated with the industry’s tendency to prioritize volume over relationships and execution over strategy.

With a background in engineering and a prior career running a design and marketing company in the luxury custom home space, Cayden brings a structured, detail-oriented approach to deal analysis that most loan officers don’t. He built Clearfund around a simple conviction: investors deserve expert debt advice, not just a rate quote.

He operates out of Columbus, Ohio, and works with investors across Clearfund’s full lending footprint.

614-205-0799

cayden.wilson@goclearfund.com

Nick Saris

Loan Advisor

Nick brings the mindset of a founder to every client relationship. A serial entrepreneur and co-founder of several Columbus-area startups — including DuoDate and Nanoshape — he understands what it means to build something from the ground up and make high-stakes decisions with limited information.

He holds a Bachelor’s in Business Management with a concentration in Finance from The Ohio State University’s Fisher College of Business, and brings prior experience in the insurance industry to his understanding of risk, underwriting, and client protection.

Nick shares Clearfund’s core belief that great lending is built on trust — and that technology should make the process faster and clearer, not more impersonal.

330-285-0509

nick.saris@goclearfund.com

Our Lending Footprint

We provide financing exclusively for non-owner occupied investment properties across a growing national footprint, including Alabama, Alaska, Arkansas, Colorado, Connecticut, DC, Delaware, Hawaii, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, New Hampshire, New Mexico, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
Available lending states
Not currently available

Don’t see your state? We’re expanding. Reach out and we’ll let you know when we’re available in your market.

Ready to work with a lender who actually knows your deal?

Whether you have a deal in hand or you’re still working through the numbers — we’re here to help you structure it right.